How It Works

How It Works

Empowering African workers with daily access to their earned wages

Simple 3-step process

Get started with DailyPay in minutes, not days

Our streamlined process is designed to get you accessing your daily wages as quickly as possible while maintaining the highest security standards.

01

Create Account & Verify Identity

2-3 minutes

Sign up with your email address and complete our secure KYC verification process using your BVN (Bank Verification Number). This ensures full compliance with Nigerian financial regulations.

What you'll need:

Valid BVN

Government-issued ID

Nigerian phone number

Active email address

Detailed process:

  • Provide basic personal information (name, email, phone)

  • Verify your BVN for identity confirmation

  • Upload a valid government-issued ID (National ID, Driver's License, or Passport)

  • Take a quick selfie for biometric verification

  • Receive instant verification confirmation

02

HR Department Integration

1-3 business days

Your HR department sets up salary payments to your dedicated DailyPay virtual account. This secure integration allows us to track your daily earnings in real-time.

What you'll need:

HR department approval

Company partnership with DailyPay

Valid employment contract

Payroll system integration

Detailed process:

  • Share your unique DailyPay employee code with HR

  • HR department creates a dedicated virtual account for you

  • Your daily wage calculations are automatically computed

  • Secure API integration with payroll systems

  • Real-time synchronization of work hours and earnings

03

Start Accessing Daily Wages

Immediate access

Once everything is set up, you can start accessing your earned wages daily. Get notifications about available funds and transfer money instantly to any Nigerian bank account.

What you'll need:

Active bank account

DailyPay mobile app

Completed work hours

Minimum withdrawal amount met

Detailed process:

  • Receive daily notifications of earned wages

  • View your available balance in the mobile app

  • Transfer funds instantly to your preferred bank account

  • Track your withdrawal history and patterns

  • Set up automatic transfers or manual withdrawals

Why choose DailyPay?

Built with Nigerian workers in mind

0% Interest

Zero Interest & Fees

No interest charges, no hidden fees, no surprises. What you earn is exactly what you receive.

Real-time

Instant Transfers

Transfer your earned wages to any Nigerian bank account within seconds, 24/7.

Fully Secure

Bank-Level Security

Enterprise-grade encryption and full regulatory compliance for complete peace of mind.

AI-Powered

Smart Analytics

Track your earning patterns, spending habits, and financial goals with detailed insights.

Eligibility Requirements

To use DailyPay, you must meet these basic requirements:

  • Be 18 years or older

  • Have a valid BVN (Bank Verification Number)

  • Be employed by a DailyPay partner company

  • Have a Nigerian bank account

  • Earn a minimum of ₦30,000 monthly

For Employers

Companies can easily integrate DailyPay into their benefits package:

  • Free integration and setup

  • No upfront costs or monthly fees

  • Seamless payroll system integration

  • Improved employee satisfaction and retention

  • Detailed analytics and reporting

Common questions

Frequently Asked Questions

Have questions about how DailyPay works? Find answers to the most common questions below.

Ready to start accessing your daily wages?

Join thousands of Nigerian workers who have already transformed their financial freedom with DailyPay.